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Tagged Content (9 Results)

Open Item "What We Are Hearing: Having Trouble Getting Going".What We Are Hearing: Having Trouble Getting Going Open "What We Are Hearing: Having Trouble Getting Going" in New Window
Despite the claims for high numbers of loan modifications made by credit counselors and borrower-outreach firms, relatively few have been consummated with lenders.
Created 13 months ago by Jeff Sheely in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 10 months ago
Tag "What We Are Hearing"
Open Item "What We Are Hearing: Don't Be Late With Delinquency".What We Are Hearing: Don't Be Late With Delinquency Open "What We Are Hearing: Don't Be Late With Delinquency" in New Window
Re-default rates are far worse for loans that sit in default before attention is paid. Re-default also means higher propensity to foreclosure and everyone losing. Don't delay in addressing defaulted loans.
Created 14 months ago by Jeff Sheely in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 10 months ago
Tag ?What We Are Hearing?
Open Item "What We Are Hearing: The Gift That Keeps on Giving".What We Are Hearing: The Gift That Keeps on Giving Open "What We Are Hearing: The Gift That Keeps on Giving" in New Window
Lots of data says we've hit bottom. Lots of data says it will take a while to work-off the past.
Created 14 months ago by Jeff Sheely in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 3 months ago
Tag "What We Are Hearing"
Open Item "What We Are Hearing: Pent-Up Workout Demand".What We Are Hearing: Pent-Up Workout Demand Open "What We Are Hearing: Pent-Up Workout Demand" in New Window
The FHFA releases new data on mortgage delinquencies and foreclosures. Under the foreclosure moratorium, the demand for loan work-outs has grown. It's time to act.
Created 15 months ago by Jeff Sheely in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 10 months ago
Tag "What We Are Hearing"
Open Item "What We Are Hearing: "I Think You Should Be More Explicit Here on Step 2"".What We Are Hearing: "I Think You Should Be More Explicit Here on Step 2" Open "What We Are Hearing: "I Think You Should Be More Explicit Here on Step 2"" in New Window
Loan modification programs keep changing. Unless servicers have a way to implement them, they will not succeed in their goals.
Created 15 months ago by Jeff Sheely in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 10 months ago
Tag "What We Are Hearing"
Open Item "What We Are Hearing: SourceMedia’s Servicing Conference".What We Are Hearing: SourceMedia’s Servicing Conference Open "What We Are Hearing: SourceMedia’s Servicing Conference" in New Window
Heard in the hallways at the SourceMedia Servicing Conference in Dallas/Ft. Worth, April 5-7, 2009
Created 15 months ago by Jeff Sheely in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 10 months ago
Tag "What We Are Hearing"
Open Item "What We Are Hearing: The Broker Channel, Directional Signals".What We Are Hearing: The Broker Channel, Directional Signals Open "What We Are Hearing: The Broker Channel, Directional Signals" in New Window
Wells Fargo is a recent example of an investor staying in the warehouse channel, supporting the argument that with smart business policies and technologies, an investor can do third party originations
Created 15 months ago by Jeff Sheely in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 10 months ago
Tag "What We Are Hearing"
Open Item "What We Are Hearing: Automated Underwriting of Mortgages Can Be More than a GSE Decision".What We Are Hearing: Automated Underwriting of Mortgages Can Be More than a GSE Decision Open "What We Are Hearing: Automated Underwriting of Mortgages Can Be More than a GSE Decision" in New Window
Loan Prospector and Desktop Underwriter offer risk evaluations of loans, but are they enough? What is needed beyond DU and LP and how to get it?
Created 16 months ago by Robin Dvorak in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 10 months ago
Tag ?What We Are Hearing?
Open Item "What We Are Hearing: The Shifting Sands of Originations Guidelines".What We Are Hearing: The Shifting Sands of Originations Guidelines Open "What We Are Hearing: The Shifting Sands of Originations Guidelines" in New Window
Despite apparent simplification in mortgage products, originators face challenges in the standards for loan acceptance, which exceed the definitions of DU and LP. These standards are under constant change.
Created 16 months ago by Jeff Sheely in Mortgage Perspectives Open "Mortgage Perspectives" in New Window
Updated 10 months ago
Tag "What We Are Hearing"
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