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| More accurately price mortgage securities | Bankers and securitizers are facing new disclosure requirements, rating agency overhauls, more stringent regulations and pending/new FASB pronouncements. Whether re-decisioning existing whole loans or securitized issuances, or formulating new securitizations, the mortgage finance industry will need complete transparency and nimbleness in risk management.
Overture’s best-in-class, proven automated decisioning solutions are specifically designed for the mortgage industry and already in use at other stages along the mortgage industry value chain. The building blocks can be quickly configured for loan-level analysis of risk and valuation of assets eliminating development and programming cycles.
Benefits for Capital Markets:
- Transparency: Comprehensive analysis from the loan level up achieves a greater understanding of assets and restores investor, regulator, rating agency and accounting confidence.
- Flexibility: Products and programs can be simulated to provide a policy maker with the ability to quickly translate a proposed policy into a simulated outcome and then into real-time production decisioning.
- Speed: Decisioning engines can be updated in real-time to address changing market and regulatory needs.
- Auditability: Facilitate oversight, review supporting high level reporting summaries and instantly drill down to the deepest details with complete decision, revision and version history.
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